This glossary describes some of the more commonly used abbreviations that are used in property for sale and to rent listings, and across the property industry.

A - B - C - D - E - F - G - H - I - J - K - L - M - N - O - P - Q - R - S - T - U - V - W - X - Y - Z -

A

APR 

Annual Percentage Rate.  

 

B

 

C

C/tax

Council tax.

 

D

 

E

 

F

 

G

GCH

Gas Central Heating.

GFCH

Gas Fired Central Heating.

 

H

HMO

House of Multiple Occupants - used when estate agents rent out individual rooms in houses (often student lettings). 

 

I

IFA

Independent Financial Advisor.

Inc.

Inclusive.

ISA

Individual Savings Account.

 

J

 

K

 

L

LTV

Loan To Value.

 

M

MAP

Mortgage Agreement in Principle.

MIG

Mortgage Indemnity Guarantee.

MIP

Mortgage Indemnity Premium.

 

N

N/S

Non Smoker.

NEG

Negotiable.

NHBC

National House Building Council Scheme.

 

O

OCH

Oil Central Heating.

OIEO

Offers In Excess Of.

OIRO

Offers In the Region Of.

 

P

PCM

Per Calendar Month.

POA

Price On Application.

PPPM

Per Person Per Month (used in relation to HMO's) 

PPPW

Per Person Per Week (used in relation to HMO's) 

Prof

Professional.

PW

Per Week.

 

Q

 

R

 

S

SDLT

Stamp Duty Land Tax.

Sep

Separate.

SSTC

Sold Subject To Contract.

SSTCM

Sold Subject To Concluded Missives.

STC

Subject To Contract.

Stpp

Subject to planning permission.

SVR

Standard Variable Rate Mortgage.

 

T

 

U

 

V

VGC

Very Good Condition.

 

W

WC

Toilet.

WTR

Water.

 

X

 

Y

 

Z